OIF is the acronym for the Octro Insurance Fund which is a separate wallet in Octro's OAP system. The OIF uses an algorithm that backs the Rebase Rewards and is supported by a portion of the buy and sell trading fees that accrue in the OIF wallet.
In simple terms, the staking rewards (rebase rewards) which are distributed every 15 minutes at a rate of 0.02394% are backed by the OIF parameter, thus ensuring a high and stable interest rate to $OCTRO token holders.
5% of all trading fees are stored in the Octro Insurance Fund which helps sustain and back the staking rewards provided by the positive rebase.
OIF Keeps holders safe by:
Avoiding flash crash through price stability
Achieving longterm sustainability and future growth of the Octro Protocol